Life Insurance & RetirementLIFE INSURANCE · AUSTIN & BEYOND
Their future.
Your peace of mind.
Help your family keep their home, cover everyday bills, and move forward if you’re no longer here.
Request a consultationComplimentary · 30–45 minutes · In person or virtual
What matters to you?
Keep their world steady.
A mortgage. Childcare. Everyday life. Help the people you love keep going after a loss.
What to know
We start with who depends on you, the income they would need, and how long they would need it. Then compare coverage and premiums your budget can sustain—including any insurance through work.
Protect what you’ve built.
Give your family or business access to cash when much of your wealth is tied up in property or a company.
What to know
Life insurance may help fund a buy-sell agreement, replace a key person, or provide estate liquidity. Ownership, beneficiaries, and agreements need coordination with your attorney and tax professional.
“Be your own bank”? Start here.
Explore whether cash-value life insurance could offer future borrowing flexibility alongside lasting protection.
What to know
Often called infinite banking, this approach uses loans secured by an eligible permanent policy’s cash value. It takes time and sustained funding to build value. Premiums, interest, and policy charges matter. Loans reduce available value and death benefits; an overborrowed policy can lapse and create taxes. This is not a bank account, free money, or a fit for everyone.
Protection first. Cash-value strategies require a long-term commitment and a policy you can afford to maintain.
A few useful answers.
Term or permanent—which fits my goal?
Term covers a set period and generally has no cash value. Permanent coverage is designed to last longer and may build cash value, with higher costs and ongoing funding requirements. Compare the guarantees and what could cause coverage to end.
How much protection do I need?
Start with income, debts, caregiving, and future responsibilities. Subtract resources and existing coverage. We’ll help you connect those numbers to a manageable premium.
Already have a policy?
Review it first. Replacement can involve new underwriting, surrender charges, lost benefits, and new exclusion or contestability periods. Keep existing coverage until any appropriate replacement is in force. Explore a coverage review.
Less uncertainty. A clearer next step.
Talk with Marquis Anderson about what you want to protect. We’ll respond within 24 hours, including weekends.
Let’s talkGeneral educational information, not an individualized recommendation. Availability, eligibility, costs, benefits, and limitations depend on the insurer and contract. Texas life insurance guide. Please keep medical details, account numbers, and documents out of the website form.